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Credit cards are one of the biggest challenges parents confront while trying to instill good fiscal behaviors in older children. It is wise to provide your kids with lessons about credit cards before they can obtain a credit card themselves. It is a sad fact, but many companies send children applications for credit cards near high school graduation time. And when your kids head to college, they will be inundated with ads for credit cards catering to students. Providing your kids with a healthy respect for and responsible spending attitudes regarding credit cards will give them the confidence to manage the allure of spending more than they should.